2. Maintain confidence in the national financial system.
3. Provide appropriate protection for consumers.
4. Protect and strengthen the stability of the national financial system.
5. Reduce the possibility that the supervised company is used for financial crimes.
6. Maintain the healthy operation order of the financial industry, minimize banking risks, safeguard the interests of depositors and investors, and promote the healthy development of the banking industry and economy.
7. Ensure the need to issue loans fairly and effectively, so as to avoid the disorderly distribution of funds and prevent fraudulent activities or inappropriate risk transfer.
8. Financial supervision can also avoid excessive concentration of loans in a certain industry to a certain extent.
9. Bank failure not only needs to pay a huge price, but also affects other areas of the national economy. Financial supervision can ensure that financial services reach a certain level, thus improving social welfare.
10, the central bank transmits monetary policy to other areas of the national economy through monetary reserves and asset allocation. Financial supervision can ensure the realization of the transmission mechanism of monetary policy in banks.
1 1, financial supervision can provide trading accounts and transmit default risk information to financial markets.