2. According to Paragraph 2 of Article 27 of the Measures for the Administration of Collective Funds Trust Plans of Trust Companies, the loan provided by the Banking Regulatory Bureau to others shall not exceed 30% of the paid-in balance of all trust plans managed by it.
Unless otherwise stipulated by the CBRC, trust companies within their jurisdiction are required to strictly control the balance of trust loans. Therefore, some trust companies within their jurisdiction that have exceeded the loan quota will inevitably need to borrow the loan quotas of other trust companies to carry out their business.
Extended data:
Trust channel business cooperation mode:
1, general bank-trust cooperation mode
Trust channel business is mainly based on single fund trust. As a bridge bank, banks sign contracts with trust companies, set up a single trust, lend to enterprises designated by banks or purchase designated assets in the form of trust loans.
The bridge bank sells the beneficial right of the trust to another bank and issues a forward repurchase of the beneficial right of the trust at the same time. Part of it is realized by buying and selling credit and bill assets.
For example, a bank provides funds to a trust company and designates the trust company to purchase the bank's credit or bill assets. Through the transfer of credit assets, banks can release loan lines by transferring loans or bills to trust companies.
2. Cooperation mode of banks, securities and trusts.
Because the cooperative business between banks and trusts is limited by net capital or investment assets, banks often purchase asset management plans through directional asset management plans set up by brokers, and then subscribe for trust products through asset management plans.
Reference source: Baidu Encyclopedia-Channel Business
Reference source: Baidu Encyclopedia-Trust business