The annual loan interest rate of Bank of China is 4.35, which is four times that of Bank of China and is illegal usury.
The company has a lending software called beermann with an annual interest rate of 58%!
Originally, their high interest rate was their business, and I wouldn't take the initiative to borrow their money. However, the company's lenders often cooperate with the sales of shopping malls and mobile phone stores, pretending to be low interest to harm consumers.
2065438+cheated once in June 2009. Here's the thing:
————————————— I went to a shopping mall in Tianhe, Guangzhou to buy a massage chair for my parents as a gift, and I took a fancy to a model of 1 1200. Because I only have 9400 in hand, I have to give up because I don't have enough money.
Shopping mall sales stopped me and gave me a solution-installment payment. Give some money as a down payment and the rest as a monthly payment.
The salesman lied to me that the money was lent to me by their shopping mall, and the annual interest rate was only 5%. I paid a down payment of 1200, and the balance was paid in installments of 12, and I had to pay back 875 yuan to the mall every month. After paying the down payment, the salesman called another person. I thought that man was a mall worker by stages. However, the ticket holder is actually a usurer. This person took my ID mobile phone and turned into a loan platform "payer" to lend me 10000, and then he paid the borrowed 10000 to the shopping mall as the purchase cost of the massage chair. Bill payer 10000 points 12 installment repayment, 13 12 installment repayment.
Afterwards, I sent this matter to Baidu Post Bar, Baidu Know, WeChat Group in the same city, Q Group and so on. Let more people stay away from the man who pays the bill. At the same time, I called the police once in July, reporting that a shopping mall cooperated with usurers and triads to deceive consumers. After the police filed the case, they did not take the initiative to contact me. I called the police station twice to ask, and replied that I was investigating.
201September 19 and September 20, an unidentified person threatened me by phone, and meaningless swearing was detained.
Do you want to die? (Guangyipu: Stop it, do you want to die? )
I warn you again, rice is in trouble. I warn you not to cause any more trouble. )
On September 2 1 day, an unidentified son of a bitch ran to the company where I worked to make trouble, and threw the notebook to the ground in the process of shoving, but fortunately it didn't break.
The unidentified person called again afterwards: this time it was just a small lesson, and it will kill you next time. This is just a small lesson, and it will hurt you next time.
I called the police again afterwards, but there was still no result.
I'm not the first victim, and naturally I won't be the last. Now I'm posting some loan routines for companies to work on the Internet, hoping to let more people know their routines so as not to get into trouble.