Can I get a loan just after I get the company business license?

Yes, you can apply for a loan card from the bank first. When making a loan, the bank has an accounting statement. Actually, it depends on whether your company is a shell company. How much money you can borrow depends on the bank's audit, and providing real and effective data is the best way.

Basic conditions for company loans

1, including all kinds of private owners (including sole proprietors, partnership partners and shareholders of limited liability companies), individual industrial and commercial households and urban self-employed individuals who have been approved and registered by the administrative department for industry and commerce, have fixed production and business premises, marketable products, are economical and effective, and have good quality of operators. ?

2. Farmers or rural self-employed households who have full capacity for civil conduct, are married, have more than two laborers, are in good health, have the ability to produce and operate labor, and can abide by their credit. ?

Extended data:

Matters needing attention

1. The information provided to the bank shall be true, the address and contact information provided shall be accurate, and the bank shall be informed of any change in time;

2. The loan purpose should be legal and compliant, and the transaction background should be true;

3. According to your repayment ability and future income expectations, choose the repayment method that suits you;

4. Apply for a loan amount according to your own ability. Usually, the monthly repayment amount does not exceed 50% of the total family income;

5. Read the terms of the contract carefully and understand your rights and obligations;

6. Repay on time to avoid bad credit records;

7. Don't lose the loan contract and IOUs. For mortgage loans, don't forget to cancel the mortgage registration after paying off the loan;

8. prepayment must be handled by communicating with the bank one month in advance.

9. When a foreigner applies for a commercial loan, the bank generally requires the borrower to have a stable income in the local area, and to open a household registration certificate at the place where the household registration is located (some banks also require a certificate of employment); Moreover, the housing guarantee company requires foreigners to apply for temporary residence permits in addition to local income.

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