1 and 5 1 credit cards are domestic online credit card management platforms. The founder of 5 1 credit card is Sun Haitao.
2.20 19, 10, 2 1, 5 1 credit cards were investigated by the police. 201910122 October, 5 1 Credit Card announced on the Hong Kong Stock Exchange that the Hangzhou office of the company has been investigated by relevant government departments, and the chairman, chief executive officer, executive director, chief financial officer and some employees are assisting in the investigation. The company's assets have not been sealed up or frozen, and its business operation and financial status are normal and good.
Is Bohai Bank's 5 1 credit card reliable?
5 1 credit card is more reliable. 5 1 credit card belongs to the third-party platform, and the personal data provided by users through 5 1 credit card are submitted to the bank instead of 5 1 credit card, so the information security of users is more secure. On the other hand, the 5 1 credit card only supports the application of 20 credit cards from prime Bank, so users don't have to worry about the source of credit cards.
Moreover, 5 1 credit card is only one of the credit card processing channels, which is the same as users applying for credit cards through WeChat and Alipay.
5 1 Bohai Credit Card is not a debit card. This is a joint credit card issued by Bohai Bank. It has financial functions such as credit consumption, cash advance and overpayment recovery. The interest-free period is as long as 54 days, and the full repayment on the repayment date of overdraft consumption does not require additional expenses.
However, 5 1 Bohai credit card holders need to bear certain interest if they borrow cash in advance or apply for credit card loans. The specific interest rate standard is subject to the bank's audit results.
What is a 5 1 credit card?
Now many small partners will go to the bank to apply for credit cards, and credit card consumption has become a popular consumption pattern. However, after using the credit card, you have to pay back. Where can I pay my credit card bill? The following small series will introduce the 5 1 credit card and its function.
What is a 5 1 credit card?
5 1 credit card is actually not a credit card, but a company, established on 20 12, which is a leading financial technology innovation enterprise in China. This company has an APP that can intelligently manage all credit card bills with one click, called 5 1 Credit Card Manager. Therefore, Wuyi Credit Card Company relies on this APP, and then uses big data for effective risk control marketing, and gradually develops an ecosystem covering personal credit management services and credit card technology services. On July 3, 20 18,15 1 credit card was successfully listed on the main board of Hong Kong, so this credit card company developed well.
5 1 What is the function of the credit card?
As mentioned above, after using a credit card, you need to repay the bill of the credit card. Many people will miss the repayment period of credit cards, which will lead to overdue credit cards, which is also very bad, because overdue credit cards will increase the repayment pressure of cardholders. Therefore, 5 1 credit card can be used for credit card management to prevent users from missing the repayment period of credit card. And you can also import your credit card information into the 5 1 credit card, so that you can check the credit card limit, bill and repayment date, and you won't forget to repay because there are too many credit cards.
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Therefore, 5 1 credit card is a company that manages and repays credit cards, and it also involves many businesses. But many people don't know about the 5 1 credit card, because many people will apply for credit cards, so they won't miss the repayment period, so there is no need to download this software. If you have many credit cards, you can download 5 1 credit card software.
5 1 The credit card housekeeper is a loser.
Yes, the P2P business of 5 1 credit card stopped completely, with a loss of nearly 850 million a year.
20 19, 5 1 credit card was investigated by the police because its loan products were suspected of violent collection after lending. It is understood that due to the above factors, the default risk of P2P business of 5 1 credit card company rose sharply in the fourth quarter of 20 19, and 5 1 personality has stopped the new matching of P2P funds, that is to say, 5 1.
Due to the reduction of credit matching business, the net loss of 5 1 credit card last year was about 847 million, nearly 850 million! In addition, 5 1 credit card is also actively exploring, striving to apply for an Internet small loan license, and further completing the transformation and full retirement of P2P business! Before the P2P platform under the 5 1 credit card, there were indeed a lot of violent collection and illegal loans, and complaints about the platform were often seen on the complaint platform. Violent collection is actually a common phenomenon in the internet finance industry, and there is still a long way to go to eliminate violent collection!
1. When the debt is overdue, the first link we will face is the creditor's collection. Collection is generally divided into two types: one is normal collection; The other is violent collection. For normal collection, most of us can afford it, because the normal collection personnel are the creditors' own customer service. Their language is very kind, that is, telling you to repay as soon as possible. After repeated collection by the creditor's own customer service, the creditor will ask a professional third-party collection company to urge us to repay. At this time, violent collection is most likely to occur.
2. Violent collection generally refers to collection by intimidation, harassment, threats, abuse, inducements and other violent means.
3, violent collection methods: the first: frequent phone harassment, calling you all day, urging you to repay, calling you back in the early morning, so that you can't have a good rest. The second type: bursting the address book, by constantly calling family, friends and colleagues at work, putting pressure on you to repay. The third type: constantly threatening to send text messages saying that you have committed a crime, and the public security investigation will arrest you immediately. Fourth: Give your information to the village office where your household registration is located, and you will find the village head and village director of your village to take photos at your home to collect evidence and investigate the family's economic situation.
4. Fifth: insult you directly and make personal attacks. Sixth, the relevant personnel investigate whether the assets under their names meet the suspected malicious overdraft. Once it is confirmed to be true, it will not be given out-of-court mediation and will be convicted according to the final judgment. Seventh, they will call you to induce you to take criminal responsibility. If you are not careful, you will be caught. Eighth: go to your residence to collect money and force you to sign an unequal contract. Ninth: make fake lawyer letters and fake subpoenas and mail them to you or your family. Tenth: pretend to be a staff member of a state organ, so that you can go to the police station to record a confession. The above are the ten most common forms of violent collection, of course, far more than these. The purpose of violent collection is to put all kinds of pressure on you, make your heart collapse, and then pay back.
This concludes the introduction of 5 1 credit card company and what 5 1 credit card is. Did you find the information you needed?