The house title certificate of Minxing Garden specifically includes the house ownership certificate and the land use right certificate, but in some places it may also be the real estate title certificate issued by the housing management department and the land management department. With the title certificate, people can have a certain right to dispose of the houses in Minxing Garden, but some rights without the title certificate cannot be guaranteed. If there is no real estate license of Minxing Garden, even if the buyer of Minxing Garden pays the house price and goes through the check-in formalities, legally speaking, the house of Minxing Garden still does not belong to the buyer.
The conditions for purchasing Minxing Garden House with provident fund loan include: 1. The borrower must have an account in the city where Minxing Garden is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement to purchase private housing in Minxing Garden, and there is a prescribed proportion of self-raised funds; 4. The mortgage or pledge of assets stipulated in the Guarantee Law is used to purchase Minxing Garden loan; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.
The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!