What company is the mortgage company looking for?

There are four main channels for mortgage loans: first, banks. At present, most commercial banks can apply for mortgage loans, but the premise is that the house must meet the mortgage conditions, and the mortgaged property can not be used for mortgage loans generally, which needs attention. Second, the loan company Although banks can handle housing mortgage loans, not everyone can get what they want. If the repayment ability is not strong or the credit is tainted, even if there is real estate as collateral, it is very likely to be rejected by the bank. At this time, you can consider the loan company. Pawnshops in addition to loan companies, pawnshops have also launched mortgage loans. The loan conditions are looser than those of the loan company, and there are almost no requirements for the borrower's income, work and credit. As long as the property provided by the borrower meets the requirements and the procedures are complete, you can get the loan money. Four, the guarantee company in addition to the above three ways, the guarantee company is also possible, but the borrower needs to pay a certain amount of guarantee fee for the loan through the guarantee company. Article 32 of the Measures for the Administration of Urban Real Estate Mortgage shall submit the following documents to the registration authority for the registration of real estate mortgage: (1) the identity certificate or legal person qualification certificate of the mortgagor; (2) An application for mortgage registration; (3) mortgage contract; (4) State-owned land use right certificate, house ownership certificate or real estate ownership certificate. For some houses, house ownership certificate and other * * * people's consent to mortgage must also be submitted; (5) Documents and evidential materials that can prove that the mortgagor has the right to establish mortgage; (6) Information that can prove the value of the mortgaged real estate; (7) Other documents deemed necessary by the registration authority.