Ping An Bank also provides corporate loans such as credit loans, small and micro loans, mortgage/pledge loans and domestic and foreign trade financing loans. Different loans have different conditions and requirements. Please refer to the application conditions:
1, has full capacity for civil conduct, has no bad credit record for himself and his family, and has no overdue loan in the current period;
2. Should have permanent residence or valid residence status within the jurisdiction allowed by the bank, and have a fixed residence in the local area;
3. The family net assets are not less than 500,000 yuan (family net assets include family financial net assets and family net assets in kind (movable and immovable property));
4. The enterprise has actually operated for more than 2 years (including 2 years), and its operation is stable; Need to have at least 3 years of industry experience;
5, the enterprise approved by the administrative department for Industry and commerce registration, and go through the annual inspection procedures; Having a fixed residence and business premises, operating legally, producing and operating in line with national laws and regulations, industrial policies and environmental protection requirements, and the current loan is not overdue;
6. Other conditions stipulated by the bank.
Tips: For details, please contact the local Ping An Bank outlets for detailed consultation.
Reply time: 202 1-09-06. Please refer to the latest business changes announced by Ping An Bank in official website.
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