Xinhua Life Insurance is a senior insurance company in China insurance industry. It is a state-controlled listed life insurance company and one of Fortune and Forbes Fortune 500 companies with a registered capital of over 36,543.8 billion yuan. In 20021year, Xinhua Life established a nationwide sales and service network with about 1770 branches. The original insurance premium income exceeded160 billion yuan, and the total assets exceeded one trillion yuan. Has been rated by Fitch's financial strength for many years? Answer? Level and Moody? A2？ Rating. Strength should not be underestimated. About the basic situation of Xinhua Life Insurance, this article also has a detailed explanation. You can also learn more about it: is Xinhua Life Insurance good? The secrets of the company and products are all in this article!
Let's take a look at its solvency, which can measure whether an insurance company has the ability to repay its debts. If the core solvency adequacy ratio is not less than 50%, the comprehensive solvency adequacy ratio is not less than 100%, and the comprehensive risk rating is above Grade B, the insurance company will meet the standards.
According to the solvency report of Xinhua Life Insurance in the third quarter of 2022, the core solvency adequacy ratio of Xinhua Life Insurance is 14 1.68%, the comprehensive solvency adequacy ratio is 240.74%, and the comprehensive risk rating result in the second quarter of 2022 is AA, which proves that Xinhua Life Insurance has the ability to make claims. In addition to strength and solvency, through the analysis of insurance companies mentioned in this paper, we can have a more comprehensive understanding of insurance companies: what should we look at insurance companies?
To sum up, Xinhua Life Insurance Company is a regular and reliable insurance company, but it does not mean that its insurance products will be good. When buying insurance, we should focus on the analysis of insurance, avoid blind insurance, and judge whether insurance is suitable for our own purchase according to our own security needs and economic conditions. Before applying for insurance, you should also carefully read the terms and conditions, and make clear the protection content and claim conditions. There are many things to pay attention to when buying insurance, so Senior Sister suggests that you read this guide before buying insurance, and then carefully choose insurance: what kind of insurance is good and how to buy it is cost-effective, and teach you how to avoid these pits of insurance.
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