What are the disadvantages of camel credit rating method?

1. It is difficult to evaluate enterprises in different industries and different enterprise sizes, and the evaluation results are easily distorted.

2. There may be subjective and individual judgment deviations in the evaluation results, which need to be checked and adjusted repeatedly.

Camel credit rating index system is a standardized, institutionalized and indexed comprehensive rating system formulated by American financial management authorities for the business operation and credit status of commercial banks and other financial institutions.

Camel credit rating index system "Camel" rating system is a set of norms for the business operation and credit status of commercial banks and other financial institutions in the United States at present.