Pawnshop, also known as pawnshop, is an informal marginal financial institution that specializes in issuing pledged loans. It is a market intermediary organization that mainly lends money and supplemented by commodity sales. Because it has existed in the history of major countries in the world, the languages of different nationalities are expressed by fixed vocabulary.
Two.
Conditions for establishment:
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1. It has articles of association that comply with laws and regulations;
2. It has the minimum registered capital as stipulated in the Measures for the Administration of Pawn;
3. Having a business place that meets the requirements and the necessary facilities for handling business;
4. Familiar with the management personnel and appraisers of pawn business;
5. There are more than two corporate shareholders, and legal person shares are relatively controlled;
6, in line with the requirements of public security management;
7 in line with the requirements of the Municipal Bureau for the overall planning and rational layout of pawn shops.
Three.
scope of business
Chattel pledge pawn business; Property pledge pawn business; Real estate mortgage pawn business (excluding real estate in other provinces, autonomous regions and municipalities directly under the Central Government or projects under construction without pre-sale permit for commercial housing); Selling unqualified items within the limit; Identification, evaluation and consulting services; Other pawn business approved by the Ministry of Commerce according to law.
Four.
The establishment of a pawnshop shall submit the following materials
1. The written application for establishing a pawnshop (name, domicile, registered capital, shareholder and capital contribution, business scope, etc.) shall be explained) and practical.
Sexual research report;
2. The articles of association, investment agreement and commitment letter of the pawnshop;
3, pawn business rules, internal management system and safety precautions;
4. A capital verification certificate issued by a legally qualified capital verification institution;
5. Resumes of individual shareholders, proposed legal representatives and other senior managers issued by the personnel department of the unit where the archives are located;
6. corporate shareholders's recent financial audit report and capital contribution certificate issued by a legally qualified accounting firm, and the resolution of the board of directors (shareholders' meeting) of corporate shareholders.
And a copy of the business license;
7. Valid certification documents on the ownership or use right of the business premises that meet the requirements;
8. Notice of pre-approval of enterprise name issued by the administrative department for industry and commerce.