I think it is better for Sunshine Life to travel from Abe to whole life insurance. Features are as follows:
1. Long-term guarantee: provide lifelong guarantee.
2. Stable income: This product has a certain investment income.
3. Flexible collection: You can flexibly collect part or all of the premium.
4. Death protection: pay death insurance money according to the agreed insurance amount.
5. Exemption from premium: If you lose your ability to work due to illness or accident, you will be exempted from subsequent premium.
6. Regular payment: pay the insurance premium according to the agreed time limit.