First, accounts receivable financing supply chain system development model
The accounts receivable financing contract signed by the financial institution and the seller stipulates that the seller will pledge the unexpired accounts receivable creditor's rights to the financial institution, and the financial institution will pay a certain proportion of the financing money to the seller and directly collect the accounts receivable from the buyer as the pledgee of the accounts receivable creditor's rights. Accounts receivable financing includes business types: accounts receivable mortgage and domestic factoring.
Second, the accounts receivable pool financing supply chain platform construction mode
When the trade relationship between the seller and the specific buyer (s) is stable, and the accounts receivable remain above a certain balance, the seller will collect the daily scattered accounts receivable to form a "pool" of accounts receivable balance, and transfer it to financial institutions, which will provide financing according to a certain proportion. Including domestic factoring pool financing and accounts receivable pool financing.
Third, the order financing supply chain platform construction mode
With the buyer's order with good credit, financial institutions provide financing for the production and operation of enterprises under the conditions of strong delivery ability and effective guarantee. It is mainly suitable for customers who need to meet the demand of high-quality order production through property financing and have strong credit strength and production capacity. Order financing can be divided into: order financing stage and post-delivery financing stage.
Fourth, the inventory mortgage supply chain website system development model
Enterprises use free movable property as collateral, and financial institutions basically supervise the goods mortgaged by enterprises and finance their property.
Five, the first car after the ticket/payment supply chain website construction mode
The enterprise obtains credit from financial institutions and pays it to the upstream seller, who delivers the goods according to the purchase and sale contract and cooperation agreement. After the goods arrive, the enterprise redeems the goods directly or turns to cash loan/mortgage business. If the upstream seller fails to deliver the goods in full within the agreed delivery period, it shall bear the responsibility for refund of the undelivered part to the financial institution in accordance with the agreement.
Construction mode of intransitive verb guarantee delivery chain system platform
The buyer pays a certain percentage of deposit, obtains credit from financial institutions and pays it to the seller under trade. After the buyer confirms the delivery requirements of the financial institution, the seller delivers the goods to the buyer with the delivery notice issued by the financial institution. If the buyer fails to redeem the goods on time when the credit expires, the seller shall refund the corresponding money to the financial institution as agreed.