Sunshine Insurance guarantees that the loan cannot be repaid. Can the premium paid be repaid?

You can't. According to the official website of Sunshine Insurance Company, we know that if the loan is difficult to repay, we can apply for installment repayment. The premium is the cost of buying insurance and cannot be used to repay the loan. Sunshine Insurance Group Co., Ltd. is a top 500 enterprise in China and a top 0/00 enterprise in China.