What is the relationship between 360 IOUs and 360 Group?

360 IOU is an Internet consumer credit product launched by 360 Financial Group in 2065438+September 2006. Based on 360 big data, the credit of users is evaluated as a whole, and credit consumption loans can be received in 5 minutes at the earliest.

360 Finance is a leading Internet consumer finance platform and a financial partner of 360 Group. 360 is one of the largest Internet companies in China, connecting more than 654.38 billion devices. 360 Finance cooperates with financial partners to provide personalized Internet consumer financial products for high-quality users who have not yet enjoyed the service of inclusive finance. 360 Finance is driven by leading risk control technology and technology to provide users with excellent product experience.

Starting from this relationship, 360 Group provides technical support, and 360 Finance is also split from 360 Group and operates independently.