A: Running water refers to the business turnover, that is, only the total amount of your products or commodities in the transaction. This indicator does not exclude the cost of purchasing goods or raw materials. It can also refer to the inflow and outflow of funds in a bank account. Corporate business and private business refer to corporate business and private business respectively. Corporate business generally serves public accounts such as enterprises and institutions, and private business generally serves individuals. Loans are generally not given now. For the public, it is ok to have corresponding collateral, but it must be in kind. In addition, the average bank will require the value of collateral to exceed the amount you want to borrow, and the amount of running water refers to the sum of running water every year. Bank flow refers to the deposit and withdrawal transaction records of bank current accounts (including current passbook and bank card), which is not mandatory and depends on your company's business needs.
What is the impact on public water use?
The capital problem is the key to enterprise management, and loan financing is the first choice for many enterprises to tide over the difficulties. However, many banks need loan companies to provide corporate account bills to banks.
The so-called bank flow refers to the bank card deposit and withdrawal transaction statement, also known as the bank account transaction statement. Refers to the list of deposit and withdrawal transactions between customers and banks within a period of time. Bank flow is divided into company account flow and private account flow. Private account flow refers to the list of deposit and withdrawal business transactions with the bank in a period of time with the bank card (debit card) or bank current passbook under the customer's own name. Corporate account process refers to the authority to corporate customers (opening corporate basic deposit account).
The running water in the bank is the record and proof of your personal wealth when it is expressed in the form of money. You enter, leave and stay in the bank. The function of bank running water is to show that borrowers have certain repayment ability, so it is used by more and more banks, small loan companies and other enterprises to judge the repayment ability of loans and credits of enterprises or individuals, and many embassies also use it to judge the personal financial situation of applicants going abroad.
What is the correct process? How much should it be? This question is easy to understand. Running water to the public is the driving force for capital to flow to the public account. Before you borrow money from the bank, you should make a claim and check whether the loan standard is enough. In addition to this special concern, the running water of enterprises is not so important at ordinary times, and how many problems are even more inconclusive.