This part of the expenses generated by the guarantee company that cooperates with the 4s store will be passed on to the customer. The payment method is: single automobile consumption loan is successful 1-3 thousand. Sometimes it will be charged as a percentage of the loan amount. The rebate for the cooperation between the guarantee company and the 4S shop comes from the rebate with high interest. At present, the cooperation between 4S shopping malls and guarantee companies has been particularly rare. Guarantee companies provide economic contracts such as loans and financial leasing for small and medium-sized enterprises; Personal consumption loan guarantee, personal commercial loan guarantee, automobile consumption credit guarantee, project investment, financing management, etc. According to the requirements of the bank, the guarantee company allows the borrower to issue relevant qualification certificates for audit, and then submits the audited materials to the bank, which rechecks the loan, and the guarantee company charges corresponding service fees. Because of the particularity of investment guarantee company's business operation, the decisive factor of financing guarantee business success or failure is the project operation ability and professional ethics of business operators, as well as the comprehensive quality factor of personnel composed of * * * *. Among them, enterprise operators have high project operation ability and strong overall control over financing guarantee projects. On the other hand, once the project is out of control, it will cause the loss of investors' funds.