Because the car loan forced the car to be collected.

With the change of consumption concept, mortgage loan has become a popular consumption mode. However, whether consumers or businesses, disputes arising from loan matters should be resolved in accordance with the contract. Otherwise, a simple economic dispute may turn into a serious crime.

Things around me

2065438+On August 1 2005, Wang, an ancient town in Yuzhou City, signed a loan purchase contract with an automobile sales company to buy a second-hand Land Rover in stages at a price of 600,000 yuan.

Wang took the car and gave it to his cousin Cao, who mortgaged it to Xiao Li, because Xiao Li owed his friend 300,000 yuan. 2065438+21September 2005, because Wang failed to repay the car loan on time as agreed in the contract, an automobile sales company hired Zhang and others to find Xiaomou through the GPS positioning system installed in the car and forcibly drove the Land Rover off-road vehicle away. When Xiao Li's father, Li, came out to stop it, Zhang forced to drive, causing Li to be injured.

After identification, Li was slightly injured. After the incident, a car sales company compensated Li for various losses of 330,000 yuan, and Li expressed his understanding of Zhang's criminal behavior.

result

Recently, the court of Yuzhou City sentenced the defendant Zhang to 11 months' imprisonment and suspended for one year for intentional injury.

remind

Judge Wang Junyou, who is in charge of this case, said that in the contract signed by Wang and a car sales company, if the buyer is overdue for more than 5 days, a car sales company has the right to tow the car at any time. Wang's failure to pay in time has constituted a breach of contract, and the automobile sales company can completely safeguard its rights and interests through legal means such as negotiation, property preservation and litigation. However, a car sales company hired others to drive violently, causing minor injuries.

In this regard, Wang Junyou specially reminded that as an increasingly important consumption mode, both the mortgagor and the mortgage beneficiary should faithfully fulfill their contractual obligations, rationally safeguard their rights, achieve a win-win situation, and maintain normal trading order and social order.

Million car purchase subsidy