Is it legal to join private lending?

As long as private lending is not a large-scale external financing and is used, it is not illegal if it is an intermediary and the interest is not more than 6 times that of the bank. When you say join, it's probably p2p, right? After joining, find local offline needs or resources to publish to the platform? This is a pilot of internet finance, the future direction, allowing the first try, and the direction of future supervision.