Heng Chang loan is 90,000 cards, 5 1 Is personal loan a formal online loan?

5 1 Is the personal loan legal?

Lawyer Jia

2305 people have been helped | Respond within 5 minutes | The response rate is 99%

consult

5 1 personal loan is a formal and legal online loan platform.

I. Introduction to the Platform

5 1 Personal loan is a p2p lending industry, which provides loan matching services for users. The full name of the company is Hangzhou Niu Yi Network Technology Co., Ltd., which is a wholly-owned subsidiary of 5 1 Credit Card. It was established in Hangzhou on May 20 15. At present, 5 1 loan is still in normal operation, and there is no payment difficulty. The lending rate is around 6.38%, which is a formal platform.

1, background, 5 1 Personal Credit Card is a wholly-owned subsidiary of 5 1 Credit Card, and 5 1 Credit Card (Hangzhou Enniu Network Technology Co., Ltd.) was listed on the Hong Kong Stock Exchange on July 20 18, and the listed company has a strong background.

2. Bank deposit, 5 1 credit is deposited by Bank of Beijing to ensure the safety of users' funds.

3.5 1 personal loan adopts intelligent risk control and has a high-quality intelligent risk system for big data samples to ensure the safety of users' investment and loan. 1

4. 5 1 personal loan standards are divided into batch standards and personal worry-free standards, and purchase standards, platform recharge and cash withdrawal are free.

5. The loan interest is between 6. 1%- 12%. If the interest on the loan through the platform is not high, the loan will generate a service fee, and the monthly service fee charged to the borrower will start from 0.8%.