Force not to be ignored-traditional financial institutions such as banks, insurance and securities have a solid foundation. Although it started slowly, under the guidance of Internet thinking, China Merchants Bank launched WeChat Bank. Recently, ICBC set up an Internet financial marketing center to co-ordinate "e-ICBC" and integrate e-purchase, e-payment, online POS and other related businesses. Traditional finance is also constantly transforming and actively responding to changes. With the support of policies, traditional financial institutions will be more explosive and worth looking forward to.
Internet finance is an internet technology that relies on risk management and information security. Under the macro environment, the related policies of Internet finance are imperfect, the internal management of enterprises is also lacking in practice, and the risk management ability is not strong, which restricts the development of Internet finance enterprises. The problem of Internet information security is outstanding, and the loopholes of network finance can not be ignored. Once hacked, the operation of Internet finance will be affected, even endangering the security of users' funds and personal information.