A professional investment company that manages and sells diversified securities and stock portfolios for investors.
Introduction to mutual funds
Mutual fund is to collect the balances of many investors, that is to say, many investors * * * hire a professional investment manager of a fund company, and use their professional knowledge to spread their investments to different investment categories, so that this small investment can also enjoy the opportunity of low risk and high return on the basis of mutual benefit.
Simply put, mutual funds are easier to make money than buying and selling stocks themselves for three reasons:
1) financial advantage: the truth is like a poor man gambling with a rich man. Gambling for a long time, the rich will win the poor; A mutual fund is to pool a lot of poor people's money to form a rich man, so it has a good chance of winning.
2) Expert management: If you have 10,000 yuan to invest in the stock market, but you want to hire an investment expert as a consultant, even the consulting fee is not enough. But the same money used to buy mutual funds is equivalent to hiring a professional investment manager to keep up with the market for you every day.
(3) Foreign markets: The local market is not your only investment option. There are investment opportunities in many foreign markets, such as Europe, South America, India, Japan, Thailand and Taiwan Province Province. However, individual investors may not be worth opening accounts to buy and sell securities in various places, and local securities laws may not allow foreigners to directly participate in securities investment, but they can easily invest their funds in foreign markets with growth potential through certain funds.
Public funds are extracted from private property as accumulation and eventually return to society. The basic nature determines that the role of the government in public funds is the trustee. The so-called Public Offering of Fund is a mutual fund.
2.*** funds reflect national credit. This kind of credit is beyond the credit established by any commercial organization. When people promise to pay social security, pension and provident fund, they have a basic understanding, that is, to hand over the money to a government agency that the society trusts. Public funds are not welfare. In the definition, use and management of public funds, no one has unlimited power and there is no gray area.