What is a single company customer?

A single legal person customer refers to the situation that both the legal person under the group and the legal person of the group organization are the same person. The guarantee methods of a single legal person customer mainly include guarantee, mortgage, pledge, lien and deposit.

According to different business characteristics and risk characteristics, customers of commercial banks can be divided into corporate customers and individual customers, corporate customers can be divided into corporate customers and institutional customers according to their institutional nature, and corporate customers can be divided into single corporate customers and group corporate customers according to their organizational forms.

The analysis of the financial situation of a single enterprise customer is to evaluate the management performance and efficiency of enterprise managers through the analysis of the operating results, financial situation and cash flow of the enterprise, and then identify the credit risk of the enterprise.