Clear rights within 20 years
2. Mortgagor or borrower (normal age is 25-55 years old) and in good health.
3. The mortgagor or borrower shall not have fatigue for nearly 24 months.
4. The mortgagor or borrower can prove the source of repayment and other assets (large certificates of deposit, second house property, stocks, funds, etc.). ).
5. The mortgagor or borrower has a company in Beijing as a legal person or holds more than 30% of the shares.
6, the actual use of funds is clear.
Preparation information: Borrower information:
1, original and photocopy of ID card and household registration book of the borrower and spouse (if single, single certificate is required).
2. The original and photocopy of the borrower's marital status certificate.
3, family property, car ownership certificate and a copy, as well as other assets proof materials (house ownership certificate, land use certificate, original deed certificate).
And copies)
4. Statement of personal main bank account in the last 6- 12 months (bank seal)
5, family private loan IOUs and other written proof materials
6. Evaluation report
7.6- 12 month bank statement.
8, the basic situation of enterprises.
9. Original and photocopy of business license
10, original/copy and copy of organization code certificate.
1 1, original and photocopy of tax registration certificate (national tax or local tax)
12, capital verification report (individual industrial and commercial households do not need to provide)
13, copy of loan card and password (if any)
14, a copy of the identity certificate of the legal representative (if it is the same as the borrower, it is not required to be submitted).
15, the original and photocopy of the property right certificate or lease contract of the business premises.
16, copy of the articles of association (individual industrial and commercial households do not need to provide)
17, account opening permit
18, financial reports for the last three years