Insurance companies are operating illegally. Because according to the labor law, salesmen should be regarded as employees. In order to reduce costs. Insurance companies don't pay salesmen, but commission according to their performance. Thus eliminated a large number of personnel. As long as they are willing to sell insurance, the company is basically welcome, which will damage the image of the team with low personnel quality. For the sake of performance, business people also cheat customers, which leads to customers' disgust. Since the promulgation of document 10, the state has supervised insurance companies and the quality of personnel has been improved. Selling insurance is the hardest thing to sell in all industries. But because of the good training of insurance companies, many people are also very successful in this industry. . Chinese mainland has many problems. The main reasons are: 2. Generally there is no basic salary in the second year. If the performance is not good and the life pressure is high, it will lead to serious brain drain. In fact, the psychological quality of salespeople is particularly important. 3. Lead to public distrust of insurance. In addition, the public's understanding of insurance is not thorough enough. Insurance is to gather the strength of the public to help the public. If the purpose of insurance is clear, even if there is no salesman, it just happens that China Insurance is in the initial cognitive stage, and it is normal to have distrust because of some misleading of society. However, please be patient with the insurance salesman, know how to convey more good information, and correct everyone's misunderstanding of insurance. I believe that insurance is still a good thing for the country and the people. Let me add: At present, the employment mode of insurance companies is legal, because most insurance salesmen of insurance companies sign agency contracts, not labor contracts. Although this situation has not changed at present, there are signs of loosening. The fundamental reason for the current situation is the new model introduced by AIA, but it is not fully introduced, but partially introduced. In this way, on the one hand, insurance companies do not take the employees of insurance agents seriously, on the other hand, they manage agents according to employees. Therefore, the living conditions of insurance agents are getting more and more difficult. Fortunately, this issue has attracted the attention of the labor and social security departments, and has communicated this issue with the CIRC many times. The CIRC has also issued a notice to clarify that insurance companies may not manage agents in the way of managing employees. However, most insurance companies still regard the notice of the China Insurance Regulatory Commission as dirt and go their own way. At present, the way out for future agents is to enter an insurance agency and sign a labor contract with it. The agent team of insurance companies will shrink. Insurance is difficult to sell at present for many reasons. Fierce competition is a big reason. The more crucial reason is that real talents will not enter the insurance industry, because the insurance industry is so unfair! I think the insurance industry is a talent competition industry, which can reflect the value of talents. Insurance needs more professionals! As long as you are knowledgeable and choose the insurance industry, it means that you have chosen a worthwhile industry, because you have chosen the right and correct direction, not only a career problem, but more importantly, you have chosen a career that benefits the country and the people! The insurance industry is fair. This kind of work needs more people to do, not only the industry needs talents. . . . . . Although there are still many people who don't understand this industry, it is more important that the industry needs professionals. As long as they can persist, they are the essence and rare talents! Because the insurance industry is too fair. As long as you are dedicated, professional and understand the true meaning of insurance financing, you can become a professional insurance agent who is beneficial to the country, customers and yourself. The insurance industry is very professional and has many laws and policies. When trading, both buyers and sellers should understand what benefits this kind of transaction will bring to both sides. Therefore, in order to carry out this work, insurance institutions must hire a large number of professionals to make necessary explanations to the buyer. But this will inevitably cause a serious burden to the insurance unit. In order to reduce expenses, insurance companies naturally thought of the performance-based employment method. In this way, people with poor ability will be eliminated. The appearance of this method not only solves the problem.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.