The solvency adequacy ratio of an insurance company is equal to

Actual solvency margin divided by minimum solvency margin.

The solvency adequacy ratio is an important index to measure the solvency of insurance companies. Compare the actual solvency margin with the minimum solvency margin to calculate. Insurance companies with solvency adequacy ratio below 100% will be listed as the key regulatory targets by the CIRC to ensure that insurance companies can fulfill their insurance responsibilities and protect the rights and interests of insurance consumers.