The process of obtaining a loan by mortgaging a house in a small loan company;
1, information about the mortgage loan prepared by the parties;
2. Apply for a loan from a lending institution;
3. Institutional review, in which the lending institution reviews the qualifications of the borrower and the house;
4. The lending institution evaluates the house and determines the loan scheme;
5. When the lending institution issues the loan, the borrower repays the loan on schedule until it is fully paid off, the house mortgage is released and the loan process is completed.
Legal objectivity:
Article 19 Obligations of the Borrower: The Borrower shall truthfully provide the information required by the Lender (except those that cannot be provided by law), truthfully provide all the account banks, account numbers and deposit and loan balances to the Lender, and cooperate with the investigation, review and inspection of the Lender; Two, should accept the lender's supervision of its use of credit funds and related production, operation and financial activities; 3. The loan shall be used for the purposes agreed in the loan contract; Four, should pay off the loan principal and interest in time according to the loan contract; 5. The transfer of all or part of the debt to a third party requires the consent of the lender; When intransitive verbs endanger the creditor's rights, they shall promptly notify the lender and take preservation measures.