1. Go to the bank branch counter. With my valid ID card, I can report the loss temporarily or officially by going to the counter of the nearest bank outlet and filling out the relevant application form as required.
2. Call the bank customer service to report the loss. Call the bank customer service number and report the loss orally. Self-service voice processing can also be done manually. When reporting the loss, you can also choose to report the loss temporarily for 7 days; If you still need to report the loss after more than 7 days, you need to go to the bank with your ID card to formally report the loss and change the card before the oral loss becomes invalid. If the bank card has been found, it can be used normally until the oral loss report fails.
3. Report the loss through mobile banking/online banking. Take China Merchants Bank (Android version: 9.5. 1) as an example: log in to the mobile App of China Merchants Bank, click "My"-"Bank Card", and click the bank card that needs to be reported for loss. If you report the loss of a credit card, just click "More Functions"-"Report the Loss of Card"; Click "One-click Lock Card"-"One-click Report Loss" to report the loss of the savings card.
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1. Report the loss of the bank card and reissue it. The rules of all banks are similar. Divided into temporary loss reporting and long-term loss reporting. Temporary loss reporting is 7 days, and long-term loss reporting after formal loss reporting is invalid. Oral loss reporting and written loss reporting generally take 7 days * * *, subject to formal written loss reporting. After the formal written report of loss, the oral report of loss will automatically become invalid. If there is no written report of loss, the frozen account will be automatically released after the validity period, and you can continue to report the loss orally.
2. How does the bank cancel the loss reporting: If the user reports the loss temporarily, it will automatically cancel the loss reporting after 7 days; If the user reports the loss permanently, the user needs to bring his ID card and bank card to the bank counter to report the loss and cancel it. After the loss report of the bank card is cancelled, the functions such as bank card and electronic banking will be restored immediately. It should be noted that the loss reporting and cancellation business cannot be handled by the agency. After the bank card is lost, it should be reported to the bank as soon as possible to prevent criminals from obtaining funds through illegal means and causing their own economic and property losses.