It has been listed, but whether a company is listed or not cannot be the basis for you to buy insurance, let alone the standard for measuring the strength of a company.
Centennial Life is not a big company, but it is quite famous in the insurance industry.
Ask what life is like in a hundred years, mainly depending on the products he sells. Generally speaking, the cost performance of this company's products is still relatively high, and several products are hot-selling products, such as Kanghuibao flagship edition, Kanghuibao 2020 edition and so on.
Centennial Life has many popular products. Let's take his latest Baihuibao as an example: (see the picture below)
Baihuibao is a critical illness insurance that pays for many times. The advantages of this product are:
1, flexible protection: you can protect yourself until you are 70 years old or for life, and you can also choose additional death protection and secondary compensation for cardiovascular and cerebrovascular diseases.
2. Comprehensive protection: It not only covers the routine contents of serious diseases, moderate diseases and mild diseases, but also specially increases the pre-illness protection. If you pay attention to specific serious diseases and cancer recurrence, you can add extra.
3. The amount of compensation is high: the first diagnosis of serious illness before the age of 60, the proportion of compensation can be as high as 160%, which is the highest in the industry at present. There is also a 60% compensation ratio for chronic diseases, and the compensation ratio for mild diseases can be increased by up to 45% in turn. Compared with other products on the market, this product has a higher proportion of mild symptoms than most products.
4. Reasonable grouping of serious diseases: Malignant tumors are not in the same group as other high-incidence serious diseases, which greatly increases the probability of multiple payments.
But this product still has some defects. For example, you must regularly bind the responsibility for death. If you choose to be insured until you are 70 years old, you must choose to buy death protection. Because the space is too long, you can take a look at my original evaluation:
On the whole, the protection of Baihuibao is still very good. Of course, you can also compare other cost-effective critical illness insurance. I compiled a cost-effective list of critical illness insurance products: the top ten insurance companies' "worth buying" critical illness insurance inventory!