[2065438+0719: 081October 26th] Source: [China Insurance News] Shao Hongji Hu Lina double-clicked the automatic screen scrolling frequency.
[Font: large, medium and small] [Print this page] [Close the window]
In recent years, the insurance industry has played an important role in insurance function, product innovation, Internet service and public welfare. Insurance is a more scientific, reasonable, dignified and extensive charity, and it is a big charity.
As a mechanism to spread risks, insurance compensates the insured who suffers economic losses due to insurance accidents with the premiums collected. In 20 15, the total compensation amount of 20 typical cases in the insurance industry reached 2,962.2 million yuan, and the largest single compensation amount of life insurance in the year reached15.24 million yuan. The top ten claims cases of property insurance and personal insurance basically cover some major natural disasters and hot events that have aroused widespread concern in society, including "Typhoon Ningbo", Nepal earthquake (involving Tibetan herdsmen), "6. 1 Oriental Star tourist passenger ship capsized", "transasia airways passenger plane crash" and "Tianjin Port 8.1. Insurance can give practical material policy guarantee and economic compensation to disaster areas by giving full play to its guarantee function, which is of practical significance for safeguarding the interests of disaster areas, restoring reconstruction and social stability.
2065438+On June 27th, 2006, Ningbo was approved as the first national insurance innovation comprehensive experimental zone. In recent years, Ningbo has tried first, guided by practical problems, and constantly promoted insurance innovation, forming many "Ningbo experiences", "Ningbo solutions" and "Ningbo models", which have achieved remarkable results in serving economic and social development and management, and provided more experiences that can be replicated and popularized for national insurance innovation. Elevator safety comprehensive insurance is the first insurance innovation project after the upgrading of Ningbo Innovation Comprehensive Demonstration Zone. By introducing the market means of "insurance+service" mechanism, the social governance of elevator safety management can be realized. In order to solve the increasingly prominent contradiction between doctors and patients, Ningbo insurance industry established a medical dispute mediation center with the help of local legislation, which was led by Ningbo municipal government and adopted a market-oriented operation mode. "Medical Dispute Resolution Center+People's Mediation Committee" is the first medical dispute resolution center in China to promulgate medical dispute resolution methods in the form of local legislation, and innovatively introduces third-party mediation and insurance settlement mechanisms into it. In order to establish a new food safety guarantee system, the first regional public food safety liability insurance pilot project was launched in Yinzhou, Ningbo. It has installed an "insurance valve" for the food safety of more than 800,000 residents, nearly 65,438+10,000 teachers and students and tens of thousands of construction workers in the whole district ... The fundamental goodness of insurance is that products benefit the public, benefit the public and contribute value to society.
Under the wave of internet plus era, the insurance industry actively applies innovative technologies such as mobile Internet, cloud computing and big data, and combines advanced technology application with store construction to create insurance smart stores with service functions such as customer experience, agent service, self-service and interactive service. Let customers experience the professional services tailored for them by using new internet technologies while enjoying the success and counter service. The insurance industry embeds the application of new technology into the insurance, service and claim settlement of customers, providing customers with high-quality and convenient insurance services. Internet insurance, fully tap and meet the insurance demand born in the Internet finance era, and provide more professional insurance protection services for Internet enterprises, platforms and individuals.
In fact, insurance institutions are also one of the organizations that are most keen on charity. In large-scale charity activities, you will always see PICC, China Life Insurance, Ping An, Tianan and a series of insurance companies. Almost every insurance institution regularly participates in some charitable and social welfare projects every year, giving back to the society, fulfilling social responsibilities, establishing a good image, and carrying out a series of influential public welfare activities, including investing in the establishment of Hope Primary School in poverty-stricken areas and sending school supplies, desks and books to students of Hope Primary School; Establish insurance scholarships in universities and donate research funds for special research institutions such as cancer; Sponsor Project Hope, the disabled, the youth and the poor; Advocate and organize large-scale public welfare activities, such as tree planting, blood donation and charity jogging. The insurance industry has sent warmth and security to the poor areas and people in need, explained the great love and selflessness of insurance with practical actions, and also showed the beautiful style of the insurance industry.
Insurance plays a charitable role, which is not only reflected in insurance function, insurance product innovation and insurance charity, but also more insurance practitioners silently contribute their love in society. In May 2009, the insurer Lin Ping donated 48% of her liver for free to save a 9-year-old girl, Xu Jie, who was seriously ill, so that a dying young life could be reborn. Lin Ping composed a hymn of life with his noble character and kind and selfless love. After donating his liver, Lin Ping was enthusiastic about public welfare activities and attracted more social forces to participate in public welfare practice. On the evening of July 2, 20 16, the insurer rescued a woman who fell unconscious by bicycle. It was found in the rescue that the cause of the accident was that the manhole cover was washed away by water. Afraid of another accident, he stood on duty at the scene of the accident to direct traffic, regardless of his personal safety. Unfortunately, he was seriously injured by a big truck. The selfless dedication of insurance practitioners has promoted the characteristics of insurance charity and conveyed the positive energy of insurance.
Insurance is a great charity.
Insurance is based on honesty, credit and responsibility. Whether it is the traditional insurance culture advocating "mutual assistance and mutual aid" or the core value concept of "keeping promises, taking risks, emphasizing service and conforming to norms", the insurance industry always adheres to people-oriented care and responsibility. The insurance industry should actively adapt to the logic under the "new normal", face the challenges directly, seize the opportunity, take the construction of Ningbo National Insurance Innovation Comprehensive Experimental Zone as an opportunity, combine the latest technology and insurance charity concept of internet plus, change the insurance image, fulfill social responsibilities, release the insurance charity rescue function, resolve conflicts for the society, be responsible for the government and share worries for the people.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.