2. Wenzhou Bank innovatively launched "warm credit" big data to empower individual industrial and commercial households to lend. In order to further improve the availability of financial services for individual industrial and commercial households, Wenzhou Central Sub-branch of the People's Bank of China and Wenzhou Bank Insurance Supervision and Administration Branch issued relevant policies, requiring all banking financial institutions to actively innovate financial products and services suitable for individual industrial and commercial households, develop on-demand loan credit products or provide targeted financing solutions, and continuously improve the accuracy of financial services for individual industrial and commercial households.
1) Wenzhou Loan takes the creation of investor value as the core, and based on the service concept of honesty, openness and transparency, it provides personalized and excellent services for investors and borrowers, and is committed to providing a low-risk and high-yield financial management channel for the majority of investment users. Pay attention to each user's personal privacy, investment safety and user experience, and strictly follow national policies.
2) Wenzhou Loan Pocket Finance helps users fully display detailed investment and financial information.
This is a microcosm of Wenzhou Bank serving individual industrial and commercial households. In June this year, in view of the small, scattered, frequent and urgent financing needs of individual industrial and commercial households, the bank actively explored the credit-instead-loan model and innovatively launched fast loan products featuring online loan application, mobile phone cash withdrawal and loan repayment. With the support of big data, the product can accurately and comprehensively draw individual industrial and commercial households, and the system pre-screening can be completed in 10 minutes at the earliest, and loans can be issued in 1 working day, which meets the rapid and convenient financing needs of individual industrial and commercial households.
4. Wenzhou Bank is a relatively strong bank. It is the first local joint-stock commercial bank with first-class legal person qualification in Wenzhou, so its strength must be very strong, and the full name of Wenzhou Bank is Wenzhou Bank Co., Ltd., so its economic situation must be very good. Moreover, Wenzhou Bank is the largest joint-stock commercial bank in Wenzhou, which shows that Wenzhou Bank is worthy of our trust. If you want to do business in Wenzhou Bank, there is no problem at all. The largest shareholder of Wenzhou Bank is Wenzhou's state-owned financial capital, so his background is very strong.
To sum up, Wenzhou Bank is a relatively strong local joint-stock bank, and the funds and strength behind commercial banks are relatively strong, so it is very safe for you to handle business in the bank, and the security of the bank is definitely very high.