Is Huatai Insurance Company Private or State-owned?

Huatai Insurance Group Co., Ltd. is a comprehensive financial insurance group integrating property insurance, life insurance, asset management and fund management. Its predecessor was Huatai Property Insurance Co., Ltd. established in 1996 with a registered capital of 4.022 billion yuan. It is a joint-stock enterprise.

Huatai Property Insurance Co., Ltd., Huatai Life Insurance Co., Ltd., Huatai Asset Management Co., Ltd., Huatai Baoxing Fund Management Co., Ltd. and other wholly-owned or holding subsidiaries of Huatai Insurance.

Take Huatai Life Insurance as an example, and its strength is also very strong. Huatai Life Insurance is a national life insurance company initiated by powerful financial and insurance groups and well-known enterprises at home and abroad, with a registered capital of 3,632.5 million yuan. It has opened more than 400 branches and outlets in 20 provinces and cities including Beijing, Zhejiang, Sichuan, Jiangsu, Shandong and Shanghai, covering life insurance, health insurance, accident insurance and other life insurance businesses. Want to know more about Huatai Life Insurance, please click to view this article: What about Huatai Life Insurance Company? Is the product worth buying?

Solvency can measure whether an insurance company has the ability to make claims. According to the regulations of the CBRC, insurance companies must meet these conditions: the core solvency adequacy ratio is not less than 50%, the comprehensive solvency adequacy ratio is not less than 100%, and the comprehensive risk rating is B or above.

So let's take a look at the solvency of Huatai Life Insurance. The report in the fourth quarter of 2022 shows that its core solvency is 65,438+027.44%, its comprehensive solvency is 65,438+055.28%, and its comprehensive risk rating in the third quarter of 2022 is AA, which shows that Huatai Life Insurance has the ability to repay claims debts. If you know Huatai insurance better, you can also analyze it from these aspects: what should we look at when we look at insurance companies?

However, I remind you that if you want to buy insurance, don't just pay attention to the insurance company. Insurance products are more related to our immediate interests. We should choose the appropriate insurance products according to our actual security needs and economic conditions. Space is limited, and the senior sister will teach you how to choose insurance in this article: what kind of insurance is good and how to buy it is cost-effective, and teach you by hand.

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