I want to buy a house in Kaili, but I know nothing about it. I wonder if I can pay the down payment before paying the mortgage. Generally 300,000-400,000 rooms

You can pay the down payment first, and then pay by monthly mortgage. Generally, for a house of 300,000-400,000, the down payment is 5-150,000. Regarding the tax payment, see the following: \x0d\ (1) Taxes to be paid for the purchase of commercial housing: \x0d\ 1, deed tax, 3-5% of the total purchase price (the tax rates of different provinces, municipalities and autonomous regions are different), and ordinary commercial housing is halved, that is, 1.5-2.5%. \x0d\ 2. Stamp duty, 0.05% of the total purchase price \ x0d \ x0d \ (2) Fund: \x0d\ 1, house maintenance fund, 2-3% of the total purchase price, 2% in most places \ x0d \ 2. Non-staple food price adjustment fund, 2 yuan/. 1, transaction cost, 0.5% of the total purchase price, 0.25% of the total purchase price, (residential 3 yuan /m2, paid by the developer, not paid by the buyer) \x0d\ 2, the property ownership certificate fee varies from place to place, but does not exceed 100 yuan \x0d\ 3, land. However, the mortgage will not exceed 100 yuan \ x0d \ x0d \ (4) The following expenses will be incurred \x0d\ 1, appraisal fee, 0.2-0.5% of the total purchase price \ x0d \ 2, insurance premium, total purchase price multiplied by loan term multiplied by 0./kloc. Walk more, ask more, compare more. As the saying goes, you are not afraid of not knowing the goods, but you are afraid to shop around. So as long as you know more about the real estate in the area you want to buy and ask people around you, you can buy your favorite house. \x0d\ I hope I can help you. Thank you.