What happened when a loan company in Nanjing borrowed 1500 to repay 60,000 yuan?

Recently, Qinhuai police in Nanjing smashed a high-interest loan company and arrested the suspect 14. The members of this gang are all young people born after 90. In order to make borrowers pay high loans, they set very high fines. The penalty for not paying back on time is dozens of times the principal. At most one person borrowed 1500 and was asked to pay back 60,000. Some teenage lenders are threatened with nude photos. In the end, members of this gang were criminally detained by Qinhuai police on suspicion of extortion.

In order to pay back the money, the company withdrew.

Since June 5438+ 10 this year, Qinhuai police have received reports from citizens, and debt collectors have come to collect debts. The strangest alarm turned out to be that the police asked the debt collection company to pay back the money, but the company staff actually avoided it. What happened?

After investigation, the police found that these warnings were related to a small loan company in Qinhuai District, which rented an office and specialized in unsecured loan business. But unlike ordinary microfinance companies, the interest rate of this company's loans is insanely high.

The police learned from the borrowers that if they want to take money from them, the loan amount agreed in the general loan contract is two to three times higher than the money actually obtained. For example, if you borrow 65,438+00,000 yuan, you will write 30,000 yuan in arrears. Not only that, the victim has to sign other contracts besides writing IOUs. The contract stipulates that the borrower must repay the loan on time, and there will be a high penalty in case of default, which is dozens of times of the principal. After sorting out, the police found that among the police, some people borrowed 1500 yuan and were asked to pay back 60,000 yuan. A borrower called the police to pay back the money in time, but the people of this lending company suddenly disappeared, making the borrower unable to pay back the money, so he charged a high penalty.

There are not only liquidated damages, but also "naked loans"

With these clues, the police conducted an in-depth investigation around the company and found that the company has many members. When the salesman receives the business, although it is said to be an unsecured loan, he will actually make his identity information, home address and work unit clear. With these "handles", the other party will lend you money. The victim told the police that the salesman contacted him first, and if he didn't pay back the money in time, a debt collector would come to the door. Write the debtor's information on the wall with paint, make trouble in the victim's unit and ask for money. Even the police found that many female borrowers were asked to take nude photos.

The core members of the gang are all post-90 s

After a period of investigation, Qinhuai police initially grasped the identity of the core members of the gang, three young people in a county in Chuzhou, Anhui Province. They invested in a loan company in Nanjing, all of whom they brought from Chuzhou. These people are very young, and they are all young people after 90. They don't have proper jobs on weekdays, and they make a living by borrowing money.