The difference between buying a car under the company name and buying a car under the personal name.

1. Different ownership: the ownership of individual vehicles belongs to individuals, and the ownership of company vehicles belongs to companies.

2. The conditions for buying a car are different: individuals only need to bring ID cards and residence permits, and companies need organization code certificates and business licenses to buy a car.

3. Insurance is different: in terms of insurance, compulsory insurance for personal vehicles is low, commercial insurance is high, compulsory insurance for corporate vehicles is high, and commercial insurance is low.

4, the information is different: if the company operates in the future, buy a car in the name of the company. If the company goes bankrupt, transfer the vehicle to insurance as soon as possible, otherwise, once there is no official seal and other information, it will be impossible to handle the transfer or insurance claims.

Extended data:

Precautions:

1. If you buy a new car, you need to obtain a unified sales invoice for motor vehicles, with deduction, and the price tax calculation ratio is 17%. In addition, it is worth noting that the general invoice issuer will write the organization code of the buyer. At this time, the invoice cannot pass the authentication, and it is necessary to fill in the tax number of the purchasing company before invoicing.

2. If you buy a second-hand car, you need to obtain a unified invoice for the sale of second-hand motor vehicles. The invoice has not been deducted, so it cannot be deducted.

3. Buy in your own name. If it is used as a company car, it means serving the company with money and resources. And if the accounting audit and industrial and commercial tax management are strict, there is no way to pay for the car.

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