Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance taxes and fees to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. In China, social insurance is mainly a redistribution system. In order to ensure the fairness and justice of the transaction, it is also stipulated that workers must buy five insurances and one gold. This five insurances and one gold is social insurance.
There is a great legal risk for employers not to pay social security;
1, employees can report to the labor inspection at any time and ask the employer to pay, and the result is often payment within a time limit;
2. If the unit fails to pay the social insurance premium for the employee according to law, the employee may terminate the labor contract, and the employer shall also pay economic compensation;
3. If the employer pays social insurance premiums such as medical treatment and work-related injuries, the corresponding expenses shall be borne by the social security fund in case of such situations during the employment period of the workers. On the other hand, if social security is not paid, it will be borne by the employer in accordance with social security standards.
Article 10 of the Social Insurance Law of People's Republic of China (PRC) * * * Employees shall participate in five insurances: basic old-age insurance, basic medical insurance, work injury insurance, maternity insurance and unemployment insurance. Among them, old-age medical care and unemployment are shared by employees and enterprises, and maternity and work-related injuries are borne by enterprises.
Forty-sixth unemployed people, before unemployment, the employer and I accumulated contributions for more than one year but less than five years, the longest period of receiving unemployment insurance money is twelve months; If the accumulated payment is over five years but less than ten years, the maximum period for receiving unemployment insurance benefits is eighteen months; If the accumulated payment is more than ten years, the maximum period for receiving unemployment insurance benefits is twenty-four months. If you are unemployed again after re-employment, the payment time will be recalculated, and the period of receiving unemployment insurance benefits will be combined with the period of receiving unemployment insurance benefits that should have been received but not received in the previous unemployment, and the longest period will not exceed 24 months.