In fact, mainland insurance companies are reliable as long as they are supervised by the CBRC. Even if the insurance company goes bankrupt, the CBRC will require that the policy be transferred to other insurance companies without worrying about the invalidation of the policy. Since mainland insurance companies are more reliable, what you should pay attention to when buying insurance is the protection content of products. For example, serious illness insurance depends on whether mild and moderate diseases are guaranteed. Generally, good critical illness insurance provides complete protection for mild and moderate diseases, some will provide multiple compensation and extra compensation for high-risk diseases, and some will also provide premium exemption and death protection. Senior sister has compiled several good critical illness insurance. If you are interested, you can have a look: Top Ten Hot Critical Illness Insurance Inventory Worth Buying!
When buying insurance, in addition to the content of protection, we should also pay attention to some insurance details, such as health notification and exemption clauses. Health notification refers to the insurance company's understanding of the insured's health status, which is generally carried out at the time of insurance. You should tell the health status truthfully, and you should not deliberately conceal your illness. If the insurance company finds out, it may not pay the claim. The exemption clause is the case that the insurance company does not pay the claim. When it comes to exemption clauses, it is also impossible to obtain claims. In addition, there are many details of insurance. You can read this article to find out: Before buying insurance, you must first understand these key knowledge points!
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