1. The third-party loan company is a third-party structure between investors and borrowers, and it is the latest P2P online lending platform. Low threshold, simple operation and quick timeliness. As a financial service institution, a loan intermediary company can charge corresponding intermediary fees as input costs and remuneration according to law.
2. At present, the common intermediary service fee in the market is 3%, and the specific fee fluctuation depends on the customer's qualification, credit products and personal needs of customers. Generally, formal loan companies do not need to charge before lending, so be careful if they charge before lending.
1. The information released by various online guarantee companies that you can borrow money or apply for a large credit card as long as your ID card is basically a low-level scam. No matter whether the company is registered or not, don't believe that the swindler tricked you into signing the contract, and then asked you to pay the first month's interest, performance fee, deposit, insurance premium, guarantee fee, loan fee, notary fee, mortgage fee, card opening fee and so on. Step by step, even in the name of capital verification. You are required to transfer all the funds in your account to the liar's account. If you don't pay, the swindler will threaten to sue you for breach of contract and compensate you for huge liquidated damages in the name of signing a contract with them. This is really a low-level fraud, a typical fraud!
Second, don't believe any threats from swindlers. Because the other party is suspected of fraud, the contract signed with the liar has no legal effect and there is no so-called breach of contract. Please always remember that it is absolutely fraudulent for the other party to ask you to pay any fees in advance for any reason. Under no circumstances should you send money or transfer money to others first, so as not to be cheated!
3. Therefore, I would like to remind netizens not to believe that such loan information published on the Internet and any companies, especially those in big cities such as Beijing, Shanghai, Guangzhou and Shenzhen, are basically liar companies! If you are cheated, regardless of the amount, please choose to call the police! Such rampant fraud, please also ask local public security organs to vigorously crack down on rectification!