What's the difference between Xin Kai loan and private loan?

Xin Kai loan and Renren loan are well-known safe and reliable time-honored loans. It is wise to choose these two loans, but there are some small differences between them:

The differences between Xin Kai loans and person-to-person loans are as follows:

1. The background is different: Xin Kai's parent company is Xin Kaijinfu, and the state-owned shares of Xin Kaijinfu account for 80%. People's \ People's \ loan is Pingyi;

2. Xin Kai Loan is a "legal and compliant" Pingyin approved by the central bank, and it is also the first batch of pilot units officially accessing Pingyin, the registration and disclosure service of China Internet Finance Association.

Generally speaking, the background of loans in Xin Kai is stronger, but people may publicize loans more and be familiar with them. Xin Kai's loans are lower-key and safer.