An investment guarantee company usually means that when an individual lends money to a bank, the bank does not lend money directly to the individual in order to reduce the risk. Lenders need to find a third party to provide credit guarantee for lenders. That is, the lender needs to find a guarantee company to guarantee. According to the requirements of the bank, the guarantee company will require the lender to issue relevant qualification certificates for review, and finally submit the audited materials to the bank, which will lend money after review, and the guarantee company will charge corresponding service fees.
But the most important thing is that the guarantee company can't raise funds, but it can increase capital, which is internal capital increase.