This behavior has violated the provisions of the Insurance Law. Don't always beat people with the China Insurance Regulatory Commission. It's no use. China Insurance Regulatory Commission is a regulatory and supervisory body. Money like this will not be handed over there. Their behavior has violated the management regulations of insurance institutions. For these hundreds of dollars, their company is facing a loss of reputation, which will even affect the development of the company. This is simply not worth the candle. A good insurance agency industry has been messed up by such an unscrupulous company. If you have the opportunity, you can find friends who are engaged in insurance, learn about the Regulations on the Administration of Agencies promulgated by the CIRC, or find a bookstore to read the Insurance Law.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.