Do I need to make an appointment to open a company account?

Need. In general, it is necessary to make an appointment to handle the corporate account of the company (basically). Because it takes about 2 hours to manage the activation record information of an enterprise account, it is limited to open an account every day, so you need to make an appointment in advance.

1. How long can ICBC's enterprise account be used normally after it is successfully opened?

Enterprise users can handle collection and payment services from the date of official opening. However, if it is a non-enterprise customer, it will take effect after 3 working days from the official opening date, and external payment can be handled after it takes effect, except that the temporary deposit account registered for capital verification is converted into a general deposit account for basic deposit account and the loan is transferred.

II. ICBC's specific account opening process

1. The account holder goes to the bank with his ID card;

2. Tell the bank staff that to get a bank card, the bank staff will ask you to fill out the form;

3. After filling out the form, just hand it over to the counter, accompanied by the basic staff of the bank;

After completing the formalities at the counter, you will be asked to set your password, and finally you will be given a bank card. The account opening procedure has been completed.

2. Laws and regulations related to account opening

Bank account management includes the following aspects:

(1) According to the regulations, the bank should strictly examine the account numbers for opening and closing accounts, and the counter will resolutely refuse to open an account for users who do not meet or meet the requirements for opening an account stipulated by the bank;

(2) account opening and account cancellation should be handled correctly according to the process, and the registration system of overhead households should be established and improved;

(3) Account management files must be established;

(4) Check the account details with the account holder regularly;

(five) timely submit to the people's Bank of China the account opening and closing of depositors.

Three. Punishment for depositors who violate the management of bank accounts

According to the Measures for the Administration of Bank Accounts and the Provisions on Penalties for Violation of Bank Settlement System, if a depositor rents or transfers an account, the bank shall not only order it to make corrections, but also impose a fine of 5% but not less than 1000 yuan, and at the same time confiscate all the illegal income of the leased account. If a depositor opens a basic account in violation of regulations, he shall be ordered to cancel his account within a time limit and be fined more than 5,000 yuan 10000 yuan.