I. The Company's basic account Cash Withdrawal Regulations:
For Gong Hu, only basic account can withdraw cash. Generally, the cash withdrawal on the same day does not exceed 50,000. If the amount exceeds 50,000, the handling fee will be paid, and the bank should be informed in advance if the withdrawal amount is large;
1. Make sure the account is in basic account. Only basic account can withdraw cash.
2. Look at the approved daily withdrawal limit given by the bank when opening basic deposit account. The progressive amount of cash withdrawal every day cannot exceed this limit, no matter how many times it is withdrawn every day. So if you need a lot of cash, you'd better start withdrawing it a few days in advance;
3. Look at the reserve fund approved by the bank. If you write "petty cash" on the purpose of a cash check, you must abide by the petty cash limit. If it exceeds the limit, you should attach proof of overpayment. Of course, it cannot exceed the daily limit;
4. Whether the cash check is correct. At present, banks have very strict requirements for cash withdrawal by units. The specific cash withdrawal requirements are suitable for the nature of the unit. In addition to wages and reserve funds, you can also provide some agreements with individuals (such as purchasing agricultural and sideline products, medicinal materials, mineral products or providing labor services).
Two, the conditions for enterprises to open an account in a bank to withdraw cash are as follows:
(1) Only basic deposit account can withdraw cash, and general deposit accounts can handle transfer settlement and cash deposit, but cash cannot be paid. Temporary deposit accounts and special deposit accounts that need to pay cash must be approved by the local branches of the People's Bank of China;
(two) no unit or individual may open an account in the name of an individual to store the funds of the unit. In addition to paying wages and personal small labor remuneration, financial institutions may not handle the transfer and settlement of personal savings accounts for units, and may not accept deposits transferred to personal savings accounts.
Three. The process of withdrawing cash from the bank enterprise account:
Fill in the payee's (that is, your company's name) amount by cheque, transfer cheque or ordinary cheque applied for ordinary account, affix the seal when applying for ordinary account, and fill out the transfer application form at the same time. Both the payer and the payee fill in your company name, just like you usually transfer money from an ordinary account to other companies, and apply for transfer in an ordinary account bank. The transfer time of different banks is different. For example, accounts transferred after 3 pm will arrive the next day.
Extended data:
Basic deposit account is the main account for transfer settlement and cash receipt and payment, and the fund receipt and payment of daily business activities and the withdrawal of wages, bonuses and cash can be handled through this account. A depositor can only open a basic deposit account in a bank.
Opening a basic deposit account is a prerequisite for opening other bank settlement accounts. According to the Regulations on the Administration of RMB Bank Settlement Accounts, an organization can only choose one bank to apply for opening a basic deposit account.