Credit rating of insurance companies means that insurance credit rating agencies use the information disclosed in the insurance market and some internal information of insurance companies to rate the financial status and solvency of insurance companies and provide services for insurance participants. The development practice of credit rating of insurance enterprises proves that the results of credit rating can basically reflect the risk status of rating objects and play an early warning role.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.