What is consumer finance of Shanxi merchants?

Jinshang Consumer Finance is an unsecured and unsecured credit loan product launched by Jinshang Consumer Finance Co., Ltd., which was established on February 23, 20 16 and is headquartered in Taiyuan, Shanxi Province. It is the fourth consumer finance company approved by China Banking Regulatory Commission.

Jinshang consumer finance is an unsecured and unsecured credit loan product designed for customers with stable income or stable residence. The amount is high, and the maximum amount can be applied for 200,000 yuan; Long-term, up to 36 applications; The procedure is simple. You can apply by providing your ID card, bank card and simple credit materials. High efficiency, you can apply through mobile PAD terminal or VLM video loan machine. Scope: granting personal consumption loans; Accepting deposits from domestic subsidiaries of shareholders and domestic shareholders; Borrowing from domestic financial institutions; Issuing financial bonds upon approval; Domestic interbank lending; Consulting and agency business related to consumer finance; Acting as an agent to sell insurance products related to consumer loans; Fixed income securities investment business; Other businesses approved by the CBRC.

Conditions for applying for small loans:

1, Chinese mainland residents aged 18;

2. Have a stable address and work or business place;

3. Have a stable source of income;

4. Without a bad credit record, the loan cannot be used for stock trading or gambling.

5. Other conditions required by the bank.

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