1, Baixing Credit Information is not a state-owned enterprise, but a private enterprise. On June 365438+1October 3 1 2065438, the central bank issued a personal credit information license to Bai Hang Credit Information Co., Ltd., which was composed of China Internet Finance Association and eight market institutions, including Sesame Credit, Tencent Credit Information, Qianhai Credit Information, Koala Credit Information, Pengyuanzheng Credit Information, China Credit Information, Zhongzhicheng Credit Information and Huadao Credit Information. It is different from the nature of the central bank's credit reporting.
2. At present, people's credit information has been connected to thousands of platforms and institutions in peer-to-peer lending, which is a supplement to the central bank's credit information and has great influence.
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