What will happen if you don't pay for the joint finance?

Bear high overdue fees. For overdue fees, different online lending platforms have different names and different charging standards. Whether it is called overdue penalty interest, overdue management fee or other various names, the charging standard is very high. Facing the crisis of national trust. The credit report of China People's Bank is tainted. The defendant will go to court.

Extended information:

I. Zhaolian Consumer Finance Co., Ltd.

1. Zhaolian Consumer Finance Co., Ltd. (hereinafter referred to as "Zhaolian Finance") was established on March 20 15. Approved by China Banking and Insurance Regulatory Commission, China Merchants Bank and China Unicom jointly initiated the establishment of a licensed consumer finance company. Its registered address is in Qianhai, Shenzhen, with a registered capital of 654.38 billion yuan.

Second, the main products

1. Zhaolian Financial APP: a comprehensive financial application launched by Zhaolian Consumer Finance Co., Ltd., a pure online credit loan platform.

2. Good-term loan: Zhaolian Financial's Internet credit loan products can be applied in Zhaolian Financial APP, official WeChat account and online channels of partners; Support lending at any time for 7*24 hours, real-time receipt, and support lending to mainstream bank cards; The maximum amount is 200,000 yuan, and the longest loan period is 36 months. Under the "good loan" product system, Zhaolian Finance has created a number of personalized categories, such as "white-collar loan" products with more favorable pricing for high-quality white-collar workers and "big loan" products with a one-time high amount to solve the temporary capital turnover needs of high-quality customers.

3. Credit payment: Zhaolian Financial's Internet consumption installment products provide users with fast, safe and convenient payment methods for Internet credit consumption; Online application, instant approval, up to 40 days interest-free service and up to 24 installment payment services can be realized. "Credit payment" is mainly used for staging malls under Zhaolian Finance and many consumption scenes such as education, medical beauty, tourism and decoration. At the same time, in order to improve the convenience of customer payment, "credit payment" has opened up important payment channels such as UnionPay flash payment, Alipay and WeChat payment. With the help of Class II bank account, you can enjoy the monthly interest-free transaction amount. Transactions exceeding the monthly interest-free amount can be automatically phased.