Legal analysis: the loan platform is off the shelf. If you repay, you should contact the staff of the loan platform to seek repayment. Online lending is also becoming a trend. With the advantage of the Internet, all the steps of loan application can be completed without leaving home, including understanding the application conditions of various loans, preparing application materials and submitting loan applications, which can be completed efficiently on the Internet. On 2017165438+10/2 1 day, the office of the leading group for special work on internet financial risks issued the notice on immediately suspending the examination and approval of online small loan companies, and decided that the company supervision departments at all levels should not approve new online (internet) small loan companies and prohibit the new batch of small loan companies from crossing provinces (regions).
Legal basis: Article 667 of the Civil Law of People's Republic of China (PRC) is a loan contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.
Article 668 of the Civil Code of People's Republic of China (PRC) A loan contract shall be in written form, unless otherwise agreed between natural persons. The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.
Second, is it reliable for friends to sing music cards?
Friends singing music cards, personally feel that it is generally more reliable. All online loan companies with not particularly strong financial background should be vigilant, while the financial strength of singer music flower cards is not strong. I feel that there are few reliable ones except WeChat Taobao.
I just applied for a loan to spend on you, but I didn't grant you any money.
Lending treasure is a rapid application platform for Internet credit products launched by Jingdong Finance, and banks, consumer finance companies, companies and other financial institutions provide you with convenient and fast online. Sending you flowers is one of the financing platforms provided by the company.
All products that borrow money are approved by the funder according to the comprehensive score of personal credit, and the approval conditions are different. I suggest you keep good consumption habits and try to apply later.
4. Which company gave you the loan?
Give you flowers is a mobile phone credit loan APP, which belongs to Beijing Dingli Chuangshi Technology. However, when you borrow money with it, you should pay attention to its formality. If you are not sure about its form, you should handle the loan carefully. Different users get different credit lines when borrowing, and you can operate online through the mobile app when borrowing.
After the user gives you the app, he must repay it on time, and there can be no overdue repayment, because there will be penalty interest after the overdue. The longer the time, the more penalty interest. Moreover, the platform will make dunning after the deadline, and the common dunning method is to call the borrower.
Users should know the interest charged by the platform when handling loans. If the interest charged is too much, it will increase the burden of subsequent repayment of arrears, which is likely to be overdue. In order to avoid this situation, it is best for users to measure their repayment ability when handling loans and know what income to use to repay.
When users borrow money online, they can compare it on different platforms and then choose the one that suits them. However, when handling loans, we must choose a formal platform to avoid borrowing from informal platforms. If the loan amount is relatively large, I suggest you apply for a loan through the bank.
Version information: Take Huayou version 2.0.2, Apple13 (iOS15.4.1system) and Huawei mate40(HarmonyOS2 system) as examples.