Thoughts after reading Fortune 1
Finish reading the book "The Road to Wealth and Freedom". In fact, I have heard of this book for a long time before, but I just thin
Thoughts after reading Fortune 1
Finish reading the book "The Road to Wealth and Freedom". In fact, I have heard of this book for a long time before, but I just think it is a book about investment and financial management, but after reading it, I found that it is not the kind of book generally recognized by everyone, and it is still worth spending some time reading.
Most of the time, Li Xiaolai is spreading his ideas, more like a missionary, introducing some theorems summarized by his growth manager. I like the narrative style of this book very much. I can feel that he is a very logical person. Even if he teaches English or publishes books, I think he should belong to the category of science students in his bones. His narrative is clear and logical, and he draws conclusions from the arguments.
First, the definition of freedom of wealth
Now anyone who has a little financial concept or thinks he has a little financial knowledge will say that my ultimate goal is to "achieve financial freedom." Financial freedom is not a specific number. It cannot be said that100000 and1000000 have achieved financial freedom. I quite agree with the concept in the book-the so-called "personal wealth freedom", that is, someone no longer needs to sell his time to meet the needs of life.
Second, pay attention to >; Time >; money
This is the first system and perfect values that need to be established.
I had time long ago > from the point of view of money. I was born in the countryside and went to the city to go to primary school at the age of 6. Living in a small city is neither rich nor poor. Growing up in this environment, I never pursued the idea of being rich and expensive, nor did I have much material desires, but I did not feel the pressure of poverty. In this regard, I am very grateful to my parents, who tried their best to create the best state for us. I didn't pursue material things when I was very young. In retrospect, I never cried because I couldn't get a toy or a dress. I don't even remember when I wanted a toy or a dress. The only thing I like is books, and my father has never refused to buy books, even more extravagant than many parents. So my yearning for money is far lower than my yearning for freedom. Although I may not know what freedom is, I have never longed to be bound since I was a child. I hope my time is up to me. I don't like being disturbed and asked. When I grow up, my work is getting busier and busier, I want to do more and more things, and I increasingly agree that time is far more important than money. Of course, everything has two sides. The book says, on the one hand, I don't have much desire for money, and I'm not very good at saving money. At least this is not something I would do to exchange time for money. On the contrary, the bad side is that they have no concept of money, don't know how to manage money, don't have much idea about the freedom of wealth, and even subconsciously have the idea that "the pursuit of wealth will make the whole body stink, and money and soul are contradictory to fairness and health". And this idea is the first obstacle on the road to wealth and freedom. Because deep down you don't agree with the concept of wealth and freedom. Moreover, I found that many wealth investment books mentioned that people always say that they love money, but in fact they don't really regard wealth freedom as their life belief. Therefore, to realize the freedom of wealth, we must first realize that "acquiring wealth is actually a happy thing".
I have paid attention to the importance of attention, but I have never linked the three concepts of attention, time and money. It is mentioned in the book that although we talk about time management, people can't control time. What we can control is our attention. So people should pay attention to their attention. On this point, based on my personal experience, I also think that time management is an art, and mastering life depends on mastering Tao. My own way is emotional management, because I need to be in a calm state to have the highest production efficiency, so the pursuit of emotional stability is the premise of time management.
Third, growth > success.
For enterprising personality, success is only a state at a certain moment. Growth is the most important thing, and growth is the real need. All progress and growth are "the process of re-selecting what is just needed". I have to say that the formation of personality may really have natural factors. When I was young, I didn't know what values were and what world outlook was. When I grow up, I find that at different intersections of life, everyone has made different choices, and it is the values and world outlook that determine these choices. No matter what his values are, he plays a vital role behind every choice.
Fourth, personal business model.
Personal business model is a way for a person to sell his time.
The first personal business model: 1 sale 1 time. Everyone who has a regular job is in this mode.
The second personal business model: multiple sales at the same time. Like a writer.
The third personal business model: buy other people's time and then sell it. Such as entrepreneurship and investment.
Anyone can skillfully use at least the first model, while the latter two personal business models need to be acquired before they can be skillfully used. The so-called progress is to constantly "optimize" the above three modes. The second mode is obviously not suitable for most people, but the third mode is something that many people can try.
It is not so much a book about investment as a book about spiritual growth. He told us a lot about life, such as:
1, a kind of "gentleness" performance: only know what you don't want, but don't know what you want.
2. It's not the world that got you into trouble; What really gets you into trouble is that the world is not what you think.
3. "Being an interesting person" and "leading an interesting life by yourself" are really two completely unrelated things.
4. Quote Victor: "Everything a person has can be deprived, and the last possession of secondary humanity-that is, the freedom to choose one's attitude and lifestyle under any circumstances-cannot be deprived."
These words are very similar to the classic "Zhihu Question and Answer", short and powerful. Really understanding these words may make your life different. I believe that there are always moments in everyone's life, which are rare, maybe only two or three times in life, and then you suddenly realize something, and then you feel that you have grown up. When you feel growth, it means that you have completed a leap, and all the bumps and entanglements before are on the road to growth. You don't feel it, but it's not time yet.
Thoughts after reading Fortune 2
I read a very good and meaningful book today. There is a story in the book called Fortune.
This story mainly tells about a scholar named Wang Xiangkun who made a fortune in business. Before his death, the eldest son asked for all his money, and the second son only asked for his father's business know-how. However, ten years later, his eldest son became a beggar and his second son was very rich.
Although the eldest son in the article got the money, he didn't know how to make it. He just can't get it out, and he will spend it sooner or later. As for the second son, although he has no money, he knows how to make money and will be rich in the future.
Zheng Banqiao once said, "It is better to teach people to fish than to teach them to fish." It is better to teach people to fish than to teach them to fish. Just like another story I read the other day: the first father bear left a lot of fish for his children, but the bear finally starved to death; The second father bear taught the bear how to catch fish. Little bear didn't starve to death, but lived better. This is what animals say, "It is better to teach people to fish than to teach them to fish." The truth!
Even animals are spared, let alone people? Nowadays, many rich people only leave their money to their children and let them spend it casually. He may have hundreds of millions, but his children can only spend, but they will always spend. That's why people in China are richer than three generations, mostly rich second generation, and rarely heard of the rich third generation. Li Ka-shing, the richest man in Asia, has two sons, but he never dotes on them, even being stingy. He is careful about everything they do, and as long as he can give less money, he will give less. In elementary school, father and son crowded the bus; When I was in middle school, when I went abroad, I didn't equip them with luxury cars like the parents of rich people, but let them ride bicycles. It is this stingy father who has trained two outstanding business people.
It is better to teach people to fish than to teach them to fish. The key is to teach methods, and it will be easy to master everything.
Thoughts after reading Fortune 3
Paying is getting cheaper and cheaper: all the time that money can buy is cheap, and all the attention that time can buy is valuable. We often misunderstand this sentence, because we will feel that it is not easy to make money in life, because it is difficult, so it is rare, because it is rare, so it is important. Through the previous study, we know an important fact: "The most precious wealth you have is your attention. Your attention is the only resource that can make you productive, and your time is not necessarily yours, because time itself will not be generated automatically. ...
Then from the perspective of value assets, the order is: attention >; Time >; money
Buy time with money as much as possible. If you have the opportunity to buy attention with money, you should make a fortune. (Because this is to exchange low-value assets for high-value assets) From this perspective, it is cost-effective to pay hourly workers for cleaning, because money is bought with time, and the time saved is concentrated on doing what you want to do and creating value. In the past, we often talked about the uneven division of labor and boyfriend theory of who washes clothes, hangs clothes and washes dishes, but later we bought a washing machine and dishwasher that integrates drying, so we will never waste time on these trivial things again, nor will it affect our mood and lead to our inability to concentrate.
The finance department of the last company had to approve a large number of trading orders every day, and at the same time, it would accept the consultation of internal colleagues on the approval of trading orders in real time. Telephone calls and text messages may invade at any time, which will consume their attention at any time, resulting in low output. Later, the finance department began to spend time thinking about how to solve this problem. After internal brainstorming, formulate rules, examine and approve at a fixed time every day, and handle accumulated consultation and missed calls at a fixed time. This way of block processing also greatly improves the output, and at the same time realizes * internally.
In fact, there are many similar things in life and work, but we still lack communication and thinking. Communication takes time and energy. In order for both sides to form a perfect understanding of * * *, it is necessary to explain their views many times. But if we just find the problem forever and don't try to solve it, we will always stay in the distress of the problem ... The essence of life is the exchange of resources. It is not our fundamental purpose to exchange money for time and attention. Our aim is to accumulate and grow every day. Attention, like physical strength, can not be suddenly increased overnight, but can be accumulated through continuous efforts. Watch it for 30 minutes today and try to watch it for 35 minutes tomorrow. I don't want to make rapid progress, but I will make progress every day.
We all know that time is precious, and we should all exchange money for time, but we can't find anything to improve ourselves. If you really can't remember, you can pick up the book you bought and haven't finished reading it. I'm sure you do.
Accumulate knowledge, hone skills, observe life, think about the future, create value, manage contacts ... there are too many valuable serious things waiting for us.
Reflections on Fortune 4
Li Xiaolai's book "The Road to Wealth and Freedom" was finally completed after two weeks of in-depth reading. This is a rare good book, and the more I read it, the more I scream. In life, when you "suddenly change", break the conventional life and work mode and enter a process of seeking "change", there will be some doubts and suspicions, which is true. This is also human nature. For example, a lazy person suddenly starts reading and writing, and he always says "financial freedom" in the title.
"We still have hope to change our destiny" is hard to accept, and I understand. An enterprising person is actually very lonely. The source of the change is that he has been suppressed by his past life for a long time and his inner pain cannot be released. The pressure of family and work makes you unable to see your direction and the meaning of existence. This is a very painful and extremely long process. It's hard to feel the complex feelings unless you experience them yourself. One day, he began to discover his inner self through reading, regain the fire of his dreams, and spend more time trying and running. The problem is that man is a group animal. He doesn't want to be isolated, and he doesn't want anyone to cheer and discuss with him on the way forward. So he often studies hard at night at different frequencies and has nowhere to share and tell himself. When he feels that he is the only one, between the lines described by the author in this book, since he is so similar to you and knows you so well, there are very few words that are easy to say but can actually persist, and even many people have never taken the first step. In Red May, Mulan on Bandu Island and many of my colleagues always wake up at 5 o'clock in the morning to meditate and read. I admire them very much and have been learning from them with the power of example. Not only them, but also my wise mentors-Hui Ge, mentors of investment and financial management-Silver Screw, Xixi and Miao Wei. When I make up my mind to seek change, I will meet more and more distinguished people to help me. I'm glad to know them, and I'm grateful to absorb more knowledge sources-books through gene recommendation, which is a great talent and luck.
Back to this book, although the title of The Road to Wealth Freedom is Wealth, there is not much about money and wealth. In fact, the whole book is about how to improve metacognition, shape one's own system, start unremitting efforts in life, and get a second transformation. After all, Mr Li Xiaolai is the practitioner and winner of this method. The most frequently mentioned word in the book is "metacognition", that is, cognitive cognition-the ability to think about whether one's inherent cognition is accurate and to reflect and ponder from time to time. Many times we are not bad, but lack metacognition, thinking that what is established is correct, and there is no need to explore and change, because it hurts our brains. At that time, I might as well have a good rest and play a game after a busy day. However, if we are not satisfied with the status quo, we must learn to break the old and solidified thinking, think deeply through the appearance of things, sort out the internal principles, and tear them down for our own use.
Second, please find your hobby as soon as possible and "carry it forward". Under the premise of doing a good job, 8 hours.
After 996, we should make time for ourselves, polish our hobbies, let them work and form our own as soon as possible.
System. Constantly improve it. For example, many people say that they don't know what they like, but they just like to stay at home and watch variety shows after work. But every time I communicate with them, I find that their memory is very strong, or some people have excellent language skills. These can also be played, or you like painting and handicrafts. Don't kill them in advance, thinking that they can't be eaten as food. One day for two days, one year for two years, the power of compound interest will gradually make you discover that you should have it long ago. No one can succeed at once, but they all start from the little things around them, and finally they are wrong.
Third, physically approach your favorite excellent goal, find your own * * * frequency object, and keep learning and growing. The goal mentioned here cannot only refer to life. For example, from my work, I think my friends and my team leaders have many excellent places: good skills, carefulness, strong ability to resist pressure, very far-sighted and deep perspective, and a sense of responsibility when encountering things. These are all advantages, don't stare at them. That's not helpful for your growth. Secondly, those who are successful and those who have practiced are also your excellent learning objects. Although you can't physically approach offline, you can stimulate your own neuron system through online reading and communication, and constantly absorb and summarize your own knowledge points, growth points and power points.
Fourth, study, study and then study. There is no outstanding person who doesn't like reading and learning. Please remember this stale truth. And don't sell one at a time. What I mean here is not to let you do part-time jobs or odd jobs, but to let you think on the Internet and use tools and platforms such as videos, online lectures, books and patents. These are examples of selling more than one copy at a time. The more money-making assets you have, the more freedom you have.
The road to wealth and freedom is a good book that I cherish and read repeatedly, and I also recommended a lot during the period.
Some people read, some practice, but some people stop talking and don't take the first step. It doesn't matter, one day you will start reading and benefit from it.
Reflections on Fortune 5
This book is divided into 50 sections, each with a question as the title, which can stimulate readers' curiosity, at the same time, let you find the answer with the question in the process of reading, understand the author's point of view more clearly and improve the efficiency of absorbing new knowledge. Every article can make people alert and refresh their cognition.
Let's share the essence of several books and my own thoughts:
1, basic classification of personal business models
The first type: once 1 time.
The second type: sell multiple times at the same time.
The third type: buy other people's time and sell it.
The bad habit that we should give up most is complaining.
Complaining is just a sign of incompetence and helplessness. When you encounter a problem, you can solve it, but you can't bear it. This is the correct attitude towards the problem. Complaining can't solve the problem, and it will pass on negative emotions to others. And wasting time will only immerse us in negative emotions, which is useless to others, ourselves and anything. Therefore, we should quit complaining and take action with complaining time, so that life will have more possibilities.
Listen to the opinions of the majority, refer to the opinions of the minority, and finally make your own decision.
In life, we always hear or say, "I wish I hadn't listened to him." We always subconsciously attribute the failure of things and the decision we regret to listening to other people's advice, but in fact, in the final analysis, we are making excuses for our incompetence. From the consultant's point of view, after giving your own advice, add words like "This is my advice for reference only, and the final decision is still in your own hands" to avoid unnecessary troubles in the future. From the listener's point of view, we can listen to other people's opinions and suggestions, but others' is others' after all. We should combine our own situation, think carefully, choose the one that suits us, and be responsible for our own decisions.
There are many thought-provoking ideas in the book that need readers to explore one by one. Although the title of this book highlights the freedom of wealth, the theme emphasized in the book is self-growth; If you don't improve yourself and only want to achieve wealth freedom by investing skills, then I can only say that you are whimsical. Wash and sleep early, your dream may come true. A journey of a thousand miles begins with a single step. If you want to have money and leisure, you must first plan your growth path and business model according to your own big goals, upgrade your operating system to continuously improve yourself, step by step, and finally achieve your goals.
In this book, although he did not directly talk about how to make money, he talked about many important concepts related to making money, and it was not a list of empty concepts. After the concept was put forward again, he had corresponding methodology to guide practice, and gave 50 sets of methodology in detail, which was worth reading. It will bring you new thinking and understanding. I hope everyone can harvest their own Hamlet from this book.
Reflections on Fortune 6
I reread The Road to Wealth Freedom in July, trying to connect the logic related to investment through the points that caused * * * in the reading process. .
Investment also depends on luck.
Like the picture above, the activities on the left pay more attention to skills, while the activities on the right pay more attention to luck. The right investment means that the weight of luck is relatively high.
With high investment luck, it may seem that you know nothing about profit, but you have been cut off by many investment courses. We must be especially vigilant here. The media reported that speculative funds became rich, which may have nothing to do with the various strategies mentioned by the parties, but luck.
Investment is inherently risky.
After realizing the high weight of luck, it is easy to understand why the primary purpose of investment is to avoid risks. The future is full of unknowns. Once the unknown exists, there will be risks. Then it involves how to judge the level of risk.
Among people who have studied probability, there is a common misunderstanding that "the probability of risk determines the size of risk". But in fact, the primary factor to measure risk is not the probability of risk.
The decisive factor to measure risk is the size of gambling money.
The size of the risk is related to your ability to resist risks. Just like a cold is not a risk for adults, it is easy to carry it over, but it is relatively risky for babies.
Investing in your own "spare money" will not affect your life even if you lose money. According to your ability to resist risks, decide how much "spare money" you can invest.
With spare money, it is impossible to finish. How to allocate this part of "idle money", that is, money that can be invested?
This book points out through the Kelly Standard that you should never bet all your money on it. Further expansion, if your chances of winning are not high, 20% of all the investable amount may have been counted as "all on the table" (I casually said this ratio).
For example, you have a 4% chance of losing money. Suppose that in 100 times, you lose money in the first four times and you win money in the last 96 times. If you lose everything the first time, it won't be the last 99 times.
Improve the odds and reduce the risks.
Adopting a fixed investment strategy is equivalent to "capturing" the average price for a certain period of time and sharing the risks in disguise.
Bear market will vote, bull market will sell. This is not from the book, but from Zhang Sanjiu, which is very suitable here. )
The knowledge of investment can only be gained from actual combat.
Investment knowledge, experience and wisdom can only be gained from actual combat. What is written in the book and said by the awesome people has nothing to do with you-those things will not only take root and sprout in your bones, but also wait a long time to grow or even flourish.
The knowledge of investment needs money to practice. Without actual operation, the corresponding brain circuits will not be produced in the brain, and it will not be really mastered.