1, the loan object is different. The financing object of project financing is the project company, and the lender takes the asset status of the project company and the economic benefits created after the project is completed and put into production as the consideration principle for issuing loans;
2. Different financing channels. In the project financing, the construction funds required by the project have the characteristics of large scale and long period, and need diversified financing channels;
3. The repayment sources are different. The repayment of project financing funds is based on the income after the project is put into production and the assets of the project itself.
What are the scope of application of project financing?
1, resource development project. Resource development projects include oil, natural gas, coal, iron, copper and other mining industries. Project financing originated from resource development projects;
2. Infrastructure construction projects. Infrastructure generally includes the construction of railways, highways, ports, telecommunications and energy projects;
3. Manufacturing projects. It is mostly used in manufacturing projects where the engineering is relatively simple or specific technology has been used in a certain engineering stage. In addition, it is also suitable for manufacturing projects entrusted with processing and production.
Legal basis: Article 10 of the Measures for the Administration of Margin Trading of Securities Companies.
A securities company engaged in margin trading and securities lending business shall open a special securities account for margin trading and securities lending, a securities account for customers' credit transaction guarantee, a securities settlement account for credit transaction and a settlement account for credit transaction funds in the securities registration and settlement institution in its own name.
The special securities account for securities lending is used to record the securities held by securities companies to be sold to customers and the securities returned by customers, and shall not be used for securities trading; The customer credit transaction guarantee securities account is used to record the securities held by the securities company entrusted by the customer, and the creditor's rights generated by the guarantee securities company's margin financing and securities lending to the customer; The securities settlement account for credit transaction is used for securities settlement of customer margin trading; The credit transaction fund settlement account is used for the fund settlement of customer margin trading.